Terms of Service

By accessing or using the website vtrisk.tech or engaging with any services offered by VT Risk SRL ("VT Risk", "we", "us", "our"), you agree to be bound by these Terms of Service. If you do not agree, please do not use our website or services.

These Terms are governed by Romanian law and applicable European Union law, including but not limited to the GDPR and the E-Commerce Directive (2000/31/EC) as transposed into Romanian law.

VT Risk SRL is a data analytics and process automation company registered in Romania, providing risk management, debt collection optimisation, marketing intelligence, and sales optimisation services to businesses in the EU and internationally.

You may use this website for lawful purposes only. You agree not to:

• Use the website in any way that violates applicable local, national, or international law or regulation
• Transmit unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of the website or its related systems
• Engage in scraping, data mining, or automated access without our written consent
• Upload or transmit any malicious code, viruses, or harmful material

All content on this website — including but not limited to text, graphics, logos, icons, images, data compilations, software, and design — is the property of VT Risk SRL or its content suppliers and is protected by Romanian and EU intellectual property law.

You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Information provided on this website is for general informational purposes only and does not constitute a binding offer or contractual commitment. Any engagement of services by VT Risk is subject to a separate written agreement or service contract signed by both parties.

Performance figures, case study results, and ROI estimates presented on the website are indicative and based on past client outcomes. Individual results may vary.

To the fullest extent permitted by applicable law, VT Risk shall not be liable for:

• Any indirect, incidental, special, or consequential damages arising from use of the website
• Loss of profits, revenue, data, or business opportunities
• Interruption or unavailability of the website or its content
• Errors, inaccuracies, or omissions in website content

Our total aggregate liability shall not exceed the amount paid by you to VT Risk in the 12 months preceding the claim, or €100 if no payment was made.

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

The website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Your use of this website is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website with an updated "Last updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms.

These Terms are governed by the laws of Romania. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts of Romania, without prejudice to your rights as a consumer under EU law.

For any questions about these Terms, please contact: