Four production-grade ML models trained exclusively on EU & CEE financial data — built for banks, telcos, and credit institutions that need results, not pilots.
50M+
Payment events in training data
<200ms
Real-time API latency
4 Models
Production-ready today
100%
GDPR-compliant EU data
Each model is independently deployable or combined into a unified scoring pipeline.
Predicts the probability that a debtor will make a payment within the next 7–30 days. Trained on 50M+ payment events across CEE banking & telco portfolios.
Measured Lift
+15% collection rate vs. rule-based segmentation
vs. Nearest Competitor
TrueAccord (US) — no EU/CEE training data
Probability score 0–100 + recommended contact strategy
We researched every major US and EU AI prediction startup. Here's the honest picture.
| Company | Origin | Core Focus | CEE Coverage | GDPR-Native | Bespoke Models | API Access |
|---|---|---|---|---|---|---|
| TrueAccord | 🇺🇸 US | Digital collections UX | — | — | — | |
| Sidetrade | 🇫🇷 EU | Order-to-Cash AI Agent | — | — | ||
| Zest AI | 🇺🇸 US | Credit underwriting ML | — | — | — | |
| Flagright | 🇩🇪 EU | AML compliance AI | — | — | ||
| 4CRisk.ai | 🇪🇺 EU | Regulatory compliance AI | — | — | — | |
| VT Risk | 🇪🇺 EU | Full-cycle risk & collections |
Four integration paths to fit your existing tech stack — from no-code BI tools to fully automated API pipelines.
Real-time scoring via JSON REST endpoints. Average latency <200ms per request.
Score entire portfolios overnight via SFTP or cloud storage integration.
Push-based triggers when a score crosses a threshold — connect to your CRM or dialler instantly.
Native connectors for Power BI, Tableau, and Looker to visualise model outputs in your dashboards.
Book a 30-minute model demo — we'll run your sample data through a live scoring session and show you the lift on the spot.